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Top Ways To Show A Seller Your Offer Is Legit

Luminate Marketing Team • June 29, 2021

It may take weeks, months, or even years to find your dream home. And one you find it, you want to do everything you can to secure it. There’s always the fear that someone else can snatch it up — which means you need to seal the deal with a competitive offer! 

 

Person explaining mortgage to another

In this article, we’ll discuss the best ways to show a seller that your offer is legit, and increase your chances of securing the home of your dreams. 

 

 

 

 

 

 

 

 

 

Ken Venick is a licensed real estate agent in Maryland. Whether you are a first time home buyer or purchasing a multi-million dollar home, you have found the right person. Ken Venick has over 30 years of experience in the mortgage loan business and can put you or your client in the right mortgage loan product for their unique needs. Contact us today!

 

Money being pulled from wallet with house made of money in background

The Benefits of Buying A Home Over Renting

By Luminate Marketing Team • September 27, 2021
Buying a home can be very intimidating and the no strings attached feeling renting can give someone sometimes seems like the easier option. But that isn’t always the case. There are many situations where it makes more sense to purchase your home instead of continuing to rent it year after year. There are alot of […] The post The Benefits of Buying A Home Over Renting appeared first on Owings Mills & Lutherville Mortgage.
Signing paperwork

Learning and Understanding The Different Types of Loans

By Luminate Marketing Team • September 15, 2021
Due to the pandemic, there have been a lot of people purchasing homes or even refinancing. It is important to understand the different types of loans that are offered to make sure the buyer knows their options.      Ken Venick has been in the mortgage loan business for over 30 years and is your […] The post Learning and Understanding The Different Types of Loans appeared first on Owings Mills & Lutherville Mortgage.
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Understanding What A Mortgage Broker Does

By Luminate Marketing Team • September 3, 2021
Find yourself wondering what a mortgage broker is? A mortgage broker acts as an intermediary between the borrower and the lender and controls transactions between the two. They take care of finding the best mortgages and interest rates by using their personal network of financial institutions and lenders.    Working with a mortgage broker is […] The post Understanding What A Mortgage Broker Does appeared first on Owings Mills & Lutherville Mortgage.
House with renovation plans

What is a Renovation Loan?

By Luminate Marketing Team • August 27, 2021
Just bought a fixer upper that needs a lot of work? A home renovation loan gives the homeowner the funds needed to not only purchase the home, but fix it up as well. A home renovation loan should only be considered if the renovation of the home will increase the property value or reduce long-term […] The post What is a Renovation Loan? appeared first on Owings Mills & Lutherville Mortgage.
Money being pulled from wallet with house made of money in background

Hidden Expenses When Buying A Home

By Luminate Marketing Team • August 20, 2021
Congratulations, you are looking to buy a new home! This is such an exciting time in your life, but it can also be an expensive one. When it comes to buying a home there will be plenty of hidden expenses you may not have taken into account when you decided to become a homeowner. It […] The post Hidden Expenses When Buying A Home appeared first on Owings Mills & Lutherville Mortgage.
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5 Important Tips A Homeowner Should Know When Narrowing Down An Area To Live In

By Luminate Marketing Team • August 13, 2021
The home buying process starts with figuring out the location of where you want to live. This can be extremely overwhelming with a lot of different scenarios to think about and a lot of decisions to make. Here at Ken Venick, we want to make the home buying process as easy as possible and that […] The post 5 Important Tips A Homeowner Should Know When Narrowing Down An Area To Live In appeared first on Owings Mills & Lutherville Mortgage.
Filling out mortgage paperwork

Why Is Your Lender Requiring You To Have A Co-Signer?

By Luminate Marketing Team • August 6, 2021
On the road to buying a new home? Is your lender requiring you to have a co-signer in order to get your loan? We break down the requirements of a co-signer to give you a better understanding as to why you may need one in the first place.     A co-signer is someone (like […] The post Why Is Your Lender Requiring You To Have A Co-Signer? appeared first on Owings Mills & Lutherville Mortgage.
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Money Moves To Make When Your Interest Rates Are Low

By Luminate Marketing Team • July 26, 2021
The Federal Reserve has said it will keep it’s interest rates close to zero, but it wont stay this way for long. Homeowners have been quick to put their houses on the market since more and more buyers are on the prowl are on the hunt for a new place to call home.      […] The post Money Moves To Make When Your Interest Rates Are Low appeared first on Owings Mills & Lutherville Mortgage.
Home renovation

5 Home Renovations With The Highest and Lowest Returns

By Luminate Marketing Team • July 19, 2021
Home renovations are one of the hottest topics in 2021. It gives an owner the chance to turn their space into exactly what they need it to be, whether they have just moved in, making more room, or getting ready to put it on the market. Home renovations can increase the value of a home […] The post 5 Home Renovations With The Highest and Lowest Returns appeared first on Owings Mills & Lutherville Mortgage.
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Applying for a Home Loan? Make Sure to Gather These Documents

By Luminate Marketing Team • June 21, 2021
If you’re applying for a mortgage, the best way to create a smoother and quicker transaction is to have all your documents prepared. Staying organized with documents and finances will make it easier for the lender to move you through each stage of the process, and create an established, trusting relationship.      Below, we’ll […] The post Applying for a Home Loan? Make Sure to Gather These Documents appeared first on Owings Mills & Lutherville Mortgage.
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