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Owings Mills Mortgages

Whether you're buying your first home or wanting to leverage the equity in your existing property, I can help you obtain the best Owings Mills mortgage product with the most competitive rates available for your unique situation. Whether it's a first mortgage, second mortgage, renewal, refinance, or commercial mortgage, I will shop your mortgage around to various reputable financial institutions and make sure that you are only seeing the best mortgage products at the lowest available rates. Do you feel that, given your current situation, you may never qualify for a mortgage? Do you think that a home equity loan or second mortgage is out of the question for you? I want to change the way you think about traditional mortgages! Every situation is different so I work with some of the nation’s top financial institutions to acquire the best financing solutions for your specific needs. The partnerships I formed throughout my years of experience as an Owings Mills mortgage lender give me access to excellent rates for a variety of mortgage products. This allows my clients to rest assured that they are receiving the funding and services they require during such an important time in their lives. If you are ready to take the next step towards making your home financing goals a reality, fill out the form to the right and set up your quick consultation with me today!

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Home Purchases

Found a property you want to purchase or invest in? Let us get on the financing for you. First mortgages, second mortgages, we have you covered!

Refinancing

Considering renovations? Trying to get rid of a high-interest credit card bill? Need some extra money? We can help you there.

Renewals

Mortgage coming up for renewal? Is your current lender not putting forth the effort to make sure you're seeing the best available rates?

Commercial Mortgages

If you're an investor or business owner looking for a commercial mortgage for the purchase or refinance of a commercial property we can help!

Mortgage Rates

I have access to the latest mortgage rates and market trends that may indirectly or directly affect you. Find the best rates in Owings Mills!

Book a Free Consultation

Are you ready to take the next step in your property ownership goals? Get in touch with Ken today to get the ball rolling!

Apply for Your Perfect Mortgage Today

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Home Loan Programs

I am proud to offer my expertise on the following loan programs:

- - Home Purchase – Helping to simplify the most important purchase you will ever make
    - Conventional or Fixed-Rate Mortgage
    - FHA Financing
    - New Construction Loans
    - Manufactured Housing
    - Adjustable Rate Mortgages (ARM)
  - Refinance – Helping to lower your monthly payments and pay off your mortgage faster.
  - Home Equity – Helping you use the equity in your home to finance college tuition or consolidate your current debt.
  - Home Renovation and Improvement Loans – Helping you comfortably finance renovations and other improvements to your home that will improve the return on your investment.

If you aren’t sure which category you fall into, don’t worry! I am dedicated to not only finding the perfect financing for every situation but to educating my clients along the way.

Is Your Credit Score Where You Need it to be?

April 2, 2016

Credit Score

There’s a lot that is calculated into your credit score. If it’s not where you’d like it to be, we can help you to understand what you need to do to get it there. The first, and most important, number to understand is your actual score, and where it falls on the scale from “poor” […]

When to Refinance your Mortgage

April 4, 2016

Mortgage Refinance

There are many reasons why someone would refinance a mortgage. Some of those reasons could be: to replace an adjustable rate mortgage with a fixed rate, to settle a divorce or to eliminate FHA mortgage insurance. Some people choose to refinance because they could save thousands with a new interest rate altogether. Others do so […]

Adjustable vs. Fixed-Rate Mortgage

April 4, 2016

Interest Rates

There are two types of mortgage interest rates, and your monthly payment can change drastically depending on which you choose. A fixed-rate mortgage is just that – a rate that doesn’t change. The most common terms for fixed-rate borrowers are 30 years and 15 years, but 10 and 20 year plans are also common. The […]

203k Loans & Renovating Without Equity

April 4, 2016

203k Loans Equity Renovation

A 203k loan is a renovation loan for your home. If you want to buy a fixer upper, or you just want to remodel your current home, this is the type of loan that will help you to afford it. You can buy a home or refinance your current mortgage with this loan and it […]

Hear Ken on AHA Business Radio

June 23, 2016

Equity Interest Rates

Click the "play" button below to catch Ken Venick's interview on AHA Business Radio! Ken shares his insights about the importance of maintaining your credit levels, about mortgage interest rates and about qualifying for a mortgage. If you have any questions, or any trouble understanding mortgage finance, listen here for Ken to clear things up:

Owings Mills Mortgage Rates - Owings Mills Market Update

June 19, 2017

Mortgage

How are Owings Mills mortgage rates affected by the national and local real estate market? How does the local real estate market effect my financing options as a buyer? As an Owings Mills mortgage lender, I pride myself on helping my clients discover the answers to these and numerous other questions. I believe that accurate, […]

Weekly Review - Week of June 19th

June 20, 2017

Mortgage

The stock market ended the week in “mixed” fashion with the NASDAQ Composite Index underperforming as investors locked in some profits in high-flying large-cap technology stocks. Selling was particularly noticeable in the so-called FAANG stocks – Facebook, Amazon, Apple, Netflix, and Google (Alphabet) that represent $2.36 trillion in market capitalization. Meanwhile, the Dow Jones Industrial […]

The FHA 203(k) Rehabilitation Mortgage

June 21, 2017

Mortgage

The FHA 203(k) Rehabilitation Mortgage is an easy to use mortgage program specifically designed for those who wish to make improvements on an owner-occupied home they own or would like to buy. Rather than having to obtain a separate loan to finance the cost of repairs (or walking away from a home they love […]

Your Guide To Renovation Loans

June 21, 2017

Mortgage

YOUR GUIDE TO RENOVATION LOANS Renovation Loans are used to purchase or refinance a home in need of repairs. The cost of the repairs is bundled into the mortgage, making it simpler and easier to pay for needed home rehabilitation. WHAT TYPES OF HOMES MAY BENEFIT FROM RENOVATION LOANS? Distressed Properties Those that […]

Owings Mills Mortgage – Top Reasons to Buy a Home

July 24, 2017

Mortgage

As an experienced Owings Mills mortgage lender, I am proud to have helped countless individuals and families accomplish their dreams of affordable homeownership. Throughout my experience, I have come across clients with a number of different reasons for finally making the decision to purchase their own home. If you are currently renting, and you are […]

Mortgage Education

Working in the same industry for nearly 3 decades has given me a great deal of experience and knowledge of the mortgage industry as well as other related financial industries. I am proud to be able to pass my knowledge along to the local community as I provide education on understanding credit, financial literacy and reverse mortgages. I am always looking out for the best interests of my clients, and I believe part of that is making sure they are educated enough to feel comfortable with every decision they make along the way. I am more than happy to explain each and every step of the process and hope it as simple and stress-free as possible for everyone!

Owings Mills, Maryland

Owings Mills is located in Baltimore County and has a population of about 30,622. The city is home to both the final stop to the northwest of the Baltimore Metro Subway and the Baltimore Ravens’ team headquarters. There are also nearly a dozen major shopping centers located in the city. The Baltimore County Public Schools system provides public education to children in Owings Mill at 4 elementary schools, 1 middle school and 2 high schools. Children may also attend one of several private schools, most of which provide education for grades K-12. There are quite a few major roads that run in and around Owings Mills that can help you get wherever you are headed within the city. The Maryland Transit Administration also provides public transportation via bus route numbers 56 and 59.

Why Owings Mills Mortgage Lender – Equity Mortgage Lending

We have been in the business for 30 years and we are licensed in 7 states and DC. As a direct lender, we can get you the financing you need for your home quickly and efficiently, so you can accomplish your dream of homeownership even sooner. By choosing us for your financing needs, you will reap the benefit of our three decades of experience working with clients to find the perfect financing solution. You can trust us to take care of your mortgage needs!

Lutherville Mortgage Lender

We are also proud to offer our services in Lutherville, Timonium, and Towson.