Mortgages

Whether you are a first time home buyer or purchasing a multi-million dollar home, you have found the right person. Ken Venick has over 30 years of experience in the mortgage loan business and can put you or your client in the right mortgage loan product for their unique needs.

Looking to purchase a home?

Looking for a lower rate on your current mortgage?

Looking to consolidate debt?

Looking to do home improvements?

Looking for a reverse mortgage?

We are your one-stop-shop to handle of all your mortgage needs.

We are locally owned and operated which means we don’t have the overhead of national firms. This allows us, in most cases, to save you money. And because we are the lender, it allows us to close your loan faster. Please call Ken Venick at 443-471-4310 to start your loan today.

 

Over $1 Billion In Closed Loans!

Licensed in Maryland, Washington DC, Virginia, New Jersey, Delaware, Pennsylvania, North Carolina, and Florida NMLS#138175

 

Home Loan Programs

I am proud to offer my expertise on the following loan programs:

• • • Home Purchase – Helping to simplify the most important purchase you will ever make
      • Conventional or Fixed-Rate Mortgage
      • FHA Financing
      • New Construction Loans
      • Manufactured Housing
      • Adjustable Rate Mortgages (ARM)
    • Refinance – Helping to lower your monthly payments and pay off your mortgage faster (finance charges may be higher over the life of the loan).
    • Home Equity – Helping you use the equity in your home to finance college tuition or consolidate your current debt.
    • Home Renovation and Improvement Loans – Helping you comfortably finance renovations and other improvements to your home that will improve the return on your investment.
   

  If you aren’t sure which category you fall into, don’t worry! I am dedicated to not only finding the perfect financing for every situation but to educating my clients along the way.

 

Mortgage Education

Working in the same industry for nearly 3 decades has given me a great deal of experience and knowledge of the mortgage industry as well as other related financial industries. I am proud to be able to pass my knowledge along to the local community as I provide education on understanding credit, financial literacy and reverse mortgages.I am always looking out for the best interests of my clients, and I believe part of that is making sure they are educated enough to feel comfortable with every decision they make along the way. I am more than happy to explain each and every step of the process and hope it as simple and stress-free as possible for everyone!