When it comes to buying a home, closing costs are easily one of the biggest stressors in the process. Not to mention the variable fees and attorney costs, which could result in a higher price point than anticipated. Mortgage closing costs are unavoidable, however there are some areas that can be negotiated. If you’re looking […]
Whether you have debt you want to consolidate, student loans to pay for, cash-out refinancing can be a good option. A cash-out refinance is also ideal for any home improvement projects you want to take on. Although many homeowners enjoy having the option of cash-out refinancing, it’s important to consider the pros and cons before […]
Home renovations, while useful for adding curb appeal to your home, can get very expensive. If you’re thinking about making home improvements, you’ll need to decide how to finance the cost. If you don’t have enough in your savings, you can consider to finance your home improvement plans with a renovation loan. Here’s some information […]
If your mortgage approval has been stalled, you may be wondering what went wrong during the application process. There are factors that everyone should avoid to keep the mortgage application process on track. Here are five tips you should follow to avoid your mortgage approval from being stalled. Your Job Status An important factor to […]
As most homeowners have heard before, purchasing a home is a major financial investment and should not be taken lightly. When you own a home, it’s important to consider carrying homeowners insurance. This policy will protect your home by covering various situations that may impact your home, such as natural disasters, theft, injuries, home equity, and […]
The main reason homeowners refinance home mortgages is for a lower interest rate, lower monthly payment or the chance to shorten the term of their mortgage. Refinancing may be a great option to consider if it means you will be saving money on your existing mortgage. If you have a bad credit score it can put you […]
If you’re trying to purchase a home after a foreclosure, you aren’t alone. In fact, many who lost their homes during the Great Recession are just starting to re-enter the housing market. If this is the case for you, you may already be qualified to get a mortgage. However, if you’ve lost your home more […]
3 Ways You Can Improve Your Home Equity Building home equity is a natural process: if you send your payments in on time and in full, your equity will grow as your loan balance decreases. However, if you’re looking to speed up the process, here are some ways you can build your home equity even […]
Did Your Home Equity Line Expire? Do you have a home equity line of credit? If you are approaching year 10, you need to make sure that you are prepared for a large rate increase. Home Equity Lines 101 Home equity lines often last a decade with low payments. However, you can delay the increase […]
As a potential homebuyer, you might be asking yourself whether there are more benefits to owning a home as opposed to selling. Well as your local Owings Mills mortgage lender, our team of experts at Equity Mortgage as made a list of the top 5 reasons why you should buy instead of rent. 1. It’s […]
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Senior Mortgage Banker
Apex Home Loans, Inc. | NMLS #2884
d: (667) 888.4501 | c: (410) 598.9410
w: www.apexhomeloans.com/ken-venick | e: ken@kenvenick.com
Local. Experienced. Independent.
States Ken is licensed in to serve your needs:
DC, NJ, NC, FL
Ken Venick
Cell: (410) 598-9410
Business: (667) 888-4501
ken@kenvenick.com