Applying for a mortgage is stressful enough as it is — but what do you do if you lose your job during the process? Especially during the pandemic, this happens more often that it should. Does this mean the window is closed on your mortgage? Don’t panic just yet. There may be some workarounds, […]
Posts tagged Mortgage
What is an Appraisal Waiver and Shoul...
In some cases, an appraisal waiver can save you time and money in the mortgage process. While they aren’t for everyone, it’s important to consider all of your options as this could be a good fit for your particular circumstance. What is an appraisal waiver? When you’re buying or refinancing a property, your lender will […]
How to Negotiate/Lower Your Mortgage ...
When it comes to buying a home, closing costs are easily one of the biggest stressors in the process. Not to mention the variable fees and attorney costs, which could result in a higher price point than anticipated. Mortgage closing costs are unavoidable, however there are some areas that can be negotiated. If you’re looking […]
What is a Balloon Mortgage and How Do...
There are various mortgage options to consider when it comes to home financing, from conventional loans to government loans. In addition, you can also choose length of terms, and fixed or adjustable rates. Another option you can choose is what we call a balloon mortgage. What is a balloon mortgage? A balloon loan is […]
How Credit Scores Are Calculated
Credit Score 101 When you’re preparing to buy a new home or refinance your mortgage, there’s a good chance you are thinking closely about your credit score. This number plays a large role in a variety of aspects of your mortgage, including what financing options are available to you, the interest rates you’re offered and […]
The Pros and Cons of Creating Your Dr...
Make Your Dream Home a Reality With low inventory on the market and cutthroat competition for the best homes, it’s understandable that many home buyers are turning to home builders to make their dream homes a reality. Before you determine whether or not building a house from scratch is right for you, you should do […]
Buying a Home After Bankruptcy
Recovering from foreclosure or bankruptcy takes time and effort. However, that doesn’t mean that you can cross homeownership off of your list forever. Just a few years after your bankruptcy, you could potentially close on a home loan and become a homeowner again. If you have bad credit and are wanting to purchase a home […]
Ken Venick
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