Renovation Loan 101 Is the home you’re in love with a fixer-upper? Renovation loans are the best way to turn a home that needs a little TLC into the home of your dreams. Since lenders won’t give you a $300,000 loan for a home that is only worth $225,000, it can take some creativity to […]
Posts tagged Loans
How Credit Scores Are Calculated
Credit Score 101 When you’re preparing to buy a new home or refinance your mortgage, there’s a good chance you are thinking closely about your credit score. This number plays a large role in a variety of aspects of your mortgage, including what financing options are available to you, the interest rates you’re offered and […]
What You Should Know About Estimating...
What Are Closing Costs? Closing costs are one of the less-discussed parts of real estate transactions, but these mandatory fees can add up if you don’t have the right expectations. Here are the basics of what you need to know about estimating closing costs when you’re purchasing a home. These fees are all associated with […]
All About High Asset Home Loans
Who Is a High Asset Home Loan Right For? You are ready to start looking for your dream home, but that doesn’t mean that your income level is. For many first home buyers, things such as home loans can be quite overwhelming, especially for those on a lower income. If you expect to encounter issues […]
All About Renovation Loans: Create Yo...
Renovation Loans 101: What’s Covered? Did you know that there are specific loans designed to help you purchase a fixer-upper or pay to revamp your new home? Renovation loans are an amazing way to make your new house into your dream home and pay for upgrades. What renovation loans could you have access to? A […]
Owings Mills Mortgage Rates – O...
How are Owings Mills mortgage rates affected by the national and local real estate market? How does the local real estate market effect my financing options as a buyer? As an Owings Mills mortgage lender, I pride myself on helping my clients discover the answers to these and numerous other questions. I believe that accurate, […]
Adjustable vs. Fixed-Rate Mortgage
Differences Between Adjustable vs. Fixed-Rate Mortgage There are two types of mortgage interest rates, and your monthly payment can change drastically depending on which you choose. A fixed-rate mortgage is just that – a rate that doesn’t change. The most common terms for fixed-rate borrowers are 30 years and 15 years, but 10 and 20 […]
Ken Venick
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Business: (667) 888-4501
ken@kenvenick.com