Purchasing a vacation home is a big investment, and one that requires extensive research and preparation. Before purchasing your dream vacation home, make sure you take these factors into consideration. Have a budget, and know what you can afford. The cost of owning a vacation home is never the price of the home […]
Ahh, the good old credit score. It’s the center of many of our financial decisions, but do you really know how it works? Especially when it comes to a mortgage, having a good credit score can be a deciding factor in our ability to purchase a home. And it’s important to always work towards improving […]
Buying your first home is a big deal, with a lot of financial aspects to consider. Especially if you’re unfamiliar with loans and real estate jargon, the process can feel daunting and overwhelming. Getting a good loan is an important step in the process, as first-time buyers are often just getting on their feet financially. […]
When it comes to buying a home, closing costs are easily one of the biggest stressors in the process. Not to mention the variable fees and attorney costs, which could result in a higher price point than anticipated. Mortgage closing costs are unavoidable, however there are some areas that can be negotiated. If you’re looking […]
Think of credit card debt and mortgage approval like using a handheld map to reach a destination. You can still get somewhere with a handheld map, but a GPS navigation system would make it a hell of a lot easier. You can still apply for a home loan with credit card debt, but it will […]
We’ve received a ton of questions regarding COVID-19 and how it can affect your mortgage. Things have been changing rapidly, and we know how troubling and confusing these times can be. We’re providing a breakdown below that will highlight what COVID-19 means for home buyers, homeowners that are considering refinancing, people with adjustable-rate mortgages, and […]
There are various mortgage options to consider when it comes to home financing, from conventional loans to government loans. In addition, you can also choose length of terms, and fixed or adjustable rates. Another option you can choose is what we call a balloon mortgage. What is a balloon mortgage? A balloon loan is […]
Mortgage brokers can be incredibly helpful when it comes to identifying the best home loans for their clients. As the middleman between lenders and borrowers, a mortgage broker can offer clients a variety of options when choosing a rate and a lender. The broker will either be paid by you, or the lender as a […]
3 Ways You Can Improve Your Home Equity Building home equity is a natural process: if you send your payments in on time and in full, your equity will grow as your loan balance decreases. However, if you’re looking to speed up the process, here are some ways you can build your home equity even […]
Buy a Home During Winter for These Amazing Advantages Spring and Summer tend to be the go-to season for house shopping, especially for first time home buyers. Who really wants to trudge from door-to-door looking at houses in weather under 40 degrees? But, there are distinct advantages to buying a home in the winter. A typical […]
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Senior Mortgage Banker
Apex Home Loans, Inc.
d: (667) 888.4501 | c: (410) 598.9410
w: www.apexhomeloans.com/ken-venick | e: ken@kenvenick.com
Local. Experienced. Independent.
States we are licensed in to serve your needs:
MD, VA, DE, DC, PA, NJ, NC, FL
Ken Venick
Phone: (410) 598-9410
ken@kenvenick.com