Cash-out refinance is common practice in real estate, however most people don’t know what it entails. So, what is it, and how does it work? To start, it’s important to clarify what it means to refinance a home. In a nutshell, refinancing means getting a new mortgage to replace the original one. Homeowners typically do […]
Think of credit card debt and mortgage approval like using a handheld map to reach a destination. You can still get somewhere with a handheld map, but a GPS navigation system would make it a hell of a lot easier. You can still apply for a home loan with credit card debt, but it will […]
3 Ways You Can Improve Your Home Equity Building home equity is a natural process: if you send your payments in on time and in full, your equity will grow as your loan balance decreases. However, if you’re looking to speed up the process, here are some ways you can build your home equity even […]
Buying a Home is a Big Financial Investment Deciding to buy a home is a big decision, and it comes along with big responsibilities and big financial obligations. When saving up to purchase a home, you should consider not only the down payment but also the numerous other fees that are bundled into the transaction. […]
Renovation Loan 101 Is the home you’re in love with a fixer-upper? Renovation loans are the best way to turn a home that needs a little TLC into the home of your dreams. Since lenders won’t give you a $300,000 loan for a home that is only worth $225,000, it can take some creativity to […]
The Basics of a Home Equity Line of Credit If you’re still holding onto your home equity line of credit (HELOC) and the 10th birthday is rapidly approaching, it’s important that you understand what your options are. What does every consumer need to know about home equity lines of credit and what occurs when the […]
The Best Ways to Boost Your Credit Score Buying a home is a long process that starts months before you ever look for the first home listing online. A variety of factors, including your credit score, all factor into whether or not you are approved by a lender. If your credit score could use some […]
Credit Score 101 When you’re preparing to buy a new home or refinance your mortgage, there’s a good chance you are thinking closely about your credit score. This number plays a large role in a variety of aspects of your mortgage, including what financing options are available to you, the interest rates you’re offered and […]
Make Your Dream Home a Reality With low inventory on the market and cutthroat competition for the best homes, it’s understandable that many home buyers are turning to home builders to make their dream homes a reality. Before you determine whether or not building a house from scratch is right for you, you should do […]
Searching the residential market in Baltimore as a first-time homebuyer can be daunting whilst trying to find the perfect home that fits in your price range. A good tip to help you get started is to be familiar with the current market trends in the area you are wanting to move to. Know what the […]
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Senior Mortgage Banker
Apex Home Loans, Inc. | NMLS #2884
d: (667) 888.4501 | c: (410) 598.9410
w: www.apexhomeloans.com/ken-venick | e: ken@kenvenick.com
Local. Experienced. Independent.
States Ken is licensed in to serve your needs:
DC, NJ, NC, FL
Ken Venick
Cell: (410) 598-9410
Business: (667) 888-4501
ken@kenvenick.com