You must be thrilled! You are in your final stages of buying a home, you’ve negotiated a great price, you had a home inspection and you are just about ready to move in. But, one crucial step still remains – ensuring that your new home is in good shape and in working order. We’ve compiled […]
Everyone wants to sell their house for more than they bought it for, but the real estate market is constantly fluctuating, making it trickier than it may seem. When the market changes, so do home values. That’s why a home appraisal is so important! Here is a breakdown of the home appraisal process, which will […]
It’s important to have a relative understanding of what Private Mortgage Insurance (PMI) is when you are in the final steps of the mortgage approval process. Here is some information to learn what PMI is, how much it costs, and how to avoid or get rid of it. What is Private Mortgage Insurance? Private mortgage […]
Millennials are facing a major problem with student loan debt. In 2018, 69% of college students graduated with an average student loan debt of $29,800,which includes both private and federal debt. The amount of student loan debt has been steadily rising over the last decade. It is making it harder for first-time home buyers to […]
Make way for Millennials. They are taking over the home-buying market, surpassing GenX and Baby Boomers, and this trend is likely to continue in 2019. According to a Pew Research Center article from March 2018, “Millennials, whom we define as ages 20 to 35 in 2016, numbered 71 million, and Boomers (ages 52 to […]
If you want to start building your credit score, but have not started the process yet, you are probably curious about what your starting credit score will be. Here is an explanation into what that score is, how it’s calculated, how you can improve it, so you can build your credit score properly early on. […]
Whether you have debt you want to consolidate, student loans to pay for, cash-out refinancing can be a good option. A cash-out refinance is also ideal for any home improvement projects you want to take on. Although many homeowners enjoy having the option of cash-out refinancing, it’s important to consider the pros and cons before […]
What is Your Home Worth? Your home is one of the biggest financial investments you will make in your life. Doing what you can to protect that investment is crucial. If you plan on buying a home or selling your home in the future, it’s imperative to understand what factors affect your home value. Some […]
Home renovations, while useful for adding curb appeal to your home, can get very expensive. If you’re thinking about making home improvements, you’ll need to decide how to finance the cost. If you don’t have enough in your savings, you can consider to finance your home improvement plans with a renovation loan. Here’s some information […]
If your mortgage approval has been stalled, you may be wondering what went wrong during the application process. There are factors that everyone should avoid to keep the mortgage application process on track. Here are five tips you should follow to avoid your mortgage approval from being stalled. Your Job Status An important factor to […]
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Ken Venick
Phone: 443-471-4310
kvenick@equitymortgagelending.com