The Federal Reserve has said it will keep it’s interest rates close to zero, but it wont stay this way for long. Homeowners have been quick to put their houses on the market since more and more buyers are on the prowl are on the hunt for a new place to call home. […]
You might encounter the terms APR and interest rate when you shop for a home mortgage. It’s easy to confuse the two because your interest rate and your APR serve a similar function. However, there are a few differences that you need to know. What is an interest rate? A loan’s interest rate represents the […]
One of the biggest purchases a homeowner will take is getting a home mortgage. When shopping for a mortgage, it’s helpful to understand how interest rates work. Here’s some information that explains what interest rates are and how they are applied in a mortgage. What Is An Interest Rate? Interest is calculated as a percentage […]
Did Your Home Equity Line Expire? Do you have a home equity line of credit? If you are approaching year 10, you need to make sure that you are prepared for a large rate increase. Home Equity Lines 101 Home equity lines often last a decade with low payments. However, you can delay the increase […]
Click the “play” button below to catch Ken Venick’s interview on AHA Business Radio! Ken shares his insights about the importance of maintaining your credit levels, about mortgage interest rates and about qualifying for a mortgage. If you have any questions, or any trouble understanding mortgage finance, listen here for Ken to clear things up:
Differences Between Adjustable vs. Fixed-Rate Mortgage There are two types of mortgage interest rates, and your monthly payment can change drastically depending on which you choose. A fixed-rate mortgage is just that – a rate that doesn’t change. The most common terms for fixed-rate borrowers are 30 years and 15 years, but 10 and 20 […]
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Senior Mortgage Banker
Apex Home Loans, Inc. | NMLS #2884
d: (667) 888.4501 | c: (410) 598.9410
w: www.apexhomeloans.com/ken-venick | e: ken@kenvenick.com
Local. Experienced. Independent.
States Ken is licensed in to serve your needs:
DC, NJ, NC, FL
Ken Venick
Cell: (410) 598-9410
Business: (667) 888-4501
ken@kenvenick.com