Whether you’re in the process of buying your first home or currently own a home, it’s important to understand how fair market value (FMV) plays a role in owning real estate. To start, let’s define what FMV is, how it’s calculated, and what it’s used for. What is fair market value? Fair market value is […]
While it’s good practice to remain home to protect yourself and others from COVID-19, it can lead to a sense of boredom and restlessness. This is why now is the perfect time to make some small repairs and upgrades to improve your home’s curb appeal. Follow these tips on how to increase your home’s value […]
Remodeling your home adds to your enjoyment, but it can also boost your home’s value over time, too. When you refinance your home, for instance, renovations will be taken into account when a property appraiser assesses your home’s current market value. A higher home value means you’ll have more equity, and a lower loan-to-value ratio. […]
If you’re a homeowner with home equity and want to use it to your advantage, it’s important to know the smartest ways you can use it. You could borrow against the value of your home for a number of important projects without impeding your long-term financial goals. Here are four ways you can use your […]
Even if you just purchased a new house, it’s important to be able to sell your home in the future when you’re ready to move on. Some homes are just more difficult to sell than others. Here are some of the most common reasons. Neighborhood Compare your home to your neighborhood. Is it similar to […]
For those who want to get out of debt, pay off a mortgage loan or save up for a nice vacation, there are two ways to accomplish this. Both options allow you to take control of your spending. The 50/20/30 rule is great for those who want to follow a simple way for budgeting. The […]
Everyone wants to sell their house for more than they bought it for, but the real estate market is constantly fluctuating, making it trickier than it may seem. When the market changes, so do home values. That’s why a home appraisal is so important! Here is a breakdown of the home appraisal process, which will […]
What is Your Home Worth? Your home is one of the biggest financial investments you will make in your life. Doing what you can to protect that investment is crucial. If you plan on buying a home or selling your home in the future, it’s imperative to understand what factors affect your home value. Some […]
Are you thinking about renovating your house with hopes to not only improve the aesthetic appeal but also to increase the value of your home? Well, Ken Venick with Equity Mortgage is your local Lutherville mortgage lender that has listed the top 3 renovations that give you the biggest return on investment. #1: Energy Efficient […]
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Ken Venick
Phone: 443-471-4310
ken@kenvenick.com