Purchasing a home requires a lot of communication between the seller, buyer, realtor, etc. And when it comes to negotiating on the home, the price is only a small piece of the puzzle. Educating yourself on various negotiation points in the buying price can not only provide you peace of mind, but produce the […]
Purchasing a vacation home is a big investment, and one that requires extensive research and preparation. Before purchasing your dream vacation home, make sure you take these factors into consideration. Have a budget, and know what you can afford. The cost of owning a vacation home is never the price of the home […]
When thinking about your next move, there are a lot of factors in play. A house is a big commitment, and so is a condo! Both have pros and cons, and the best option depends on what factors are most important to you. If you’re considering purchasing a house or condo, here are a few […]
There are a lot of check boxes to be marked off when moving, and finding the right neighborhood is a huge factor in the decision process. Knowing the quality of a neighborhood can prove especially difficult if you have little intel (maybe you’re moving across the country or to a different country and can’t visit). […]
Saving up for and selecting your perfect house is a long but rewarding process. The actual buying process is tough, and first time home buyers often don’t know what they’re in for. Buying a house is a multi-step financial and legal process. From buyers to sellers, there are securities and assurances that exist on both […]
Buying your first home is a big deal, with a lot of financial aspects to consider. Especially if you’re unfamiliar with loans and real estate jargon, the process can feel daunting and overwhelming. Getting a good loan is an important step in the process, as first-time buyers are often just getting on their feet financially. […]
While moving in the middle of a pandemic isn’t ideal, sometimes the circumstances don’t allow for much control. If you’re moving during the pandemic and concerned about doing it safely, here a few pointers to give you peace of mind. Use a moving company. You may feel hesitant given the movers are strangers, but this […]
The homebuying industry is full of acronyms and terms you may not have heard before. It can be hard to keep up, so here are key mortgage and home buying terms you’re likely to hear at each stage of the homebuying journey. Stage 1: Prepare your finances Down payment: The amount of cash you can […]
Are you thinking of buying a home, but not sure how much you can afford? To determine how much house you can afford, here are some key factors to consider: Debt-to-Income Ratio A major factor lenders consider is your debt-to-income ratio, which determines how much of your income is needed to pay your debts, such […]
What is homeowners insurance? Homeowners insurance is protection for your home that covers various situations that may impact your home, such as natural disasters, theft, injuries, home equity, and vandalism and even covers you if you’re liable for injury to another person or damage to their property. What does homeowners insurance cover? A regular homeowner’s […]
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Ken Venick
Phone: 443-471-4310
ken@kenvenick.com