Are you thinking of buying a home, but not sure how much you can afford? To determine how much house you can afford, here are some key factors to consider: Debt-to-Income Ratio A major factor lenders consider is your debt-to-income ratio, which determines how much of your income is needed to pay your debts, such […]
What is homeowners insurance? Homeowners insurance is protection for your home that covers various situations that may impact your home, such as natural disasters, theft, injuries, home equity, and vandalism and even covers you if you’re liable for injury to another person or damage to their property. What does homeowners insurance cover? A regular homeowner’s […]
If you’re a prospective first-time homebuyer, you may be wondering: Do you buy a starter home now or save up until you can afford your “forever” home? The key difference to a starter home and a forever home is the length of time you intend to live there. A starter home is something you’d be […]
Buying a new home can be very exciting, but also overwhelming. You may find yourself looking at multiple types of homes in various locations, trying to figure out exactly what you are looking for. Here is a checklist to help you find the perfect home. Budget It’s important to consider what kind of home you […]
At some point in our lives, most of us will stop renting and become a homeowner. So, how does one know when it’s a good time to take that leap? Here’s how to know when it’s time to transition from renter to homeowner. Rent Keeps Increasing In some areas of the country, rents are rising. This […]
You have gone through the entire process of buying a home. From house hunting to making an offer to your final walkthrough, you have finally secured the keys to your new home. But, it’s important to remember that the work doesn’t stop as soon as you close on your new home. In fact, in many […]
If you are thinking of buying a home, you may be searching for ways you can best save for a down payment. It may seem difficult, between all your bills, student loans and other payments you have to make on a monthly basis. But, don’t worry! There are many things you can do that can […]
When it comes to downsizing your home, sometimes less means more. Many Americans are opting to cut out all of the clutter by downsizing their home. There are many benefits to downsizing, such as extra cash, less maintenance, less debt and reduced consumption. However, it’s important to also be aware of the disadvantages. Here is […]
It’s exciting for first-time home buyers to start the process buying a home. As you start to look at your options, you may wonder if you should buy or build your first home. Here are some pros and cons of building a home and buying a pre-existing home. Hopefully, this will give you some insight […]
You must be thrilled! You are in your final stages of buying a home, you’ve negotiated a great price, you had a home inspection and you are just about ready to move in. But, one crucial step still remains – ensuring that your new home is in good shape and in working order. We’ve compiled […]
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Ken Venick
Phone: 443-471-4310
ken@kenvenick.com