If you’re a prospective first-time homebuyer, you may be wondering: Do you buy a starter home now or save up until you can afford your “forever” home? The key difference to a starter home and a forever home is the length of time you intend to live there. A starter home is something you’d be […]
Buying a new home can be very exciting, but also overwhelming. You may find yourself looking at multiple types of homes in various locations, trying to figure out exactly what you are looking for. Here is a checklist to help you find the perfect home. Budget It’s important to consider what kind of home you […]
At some point in our lives, most of us will stop renting and become a homeowner. So, how does one know when it’s a good time to take that leap? Here’s how to know when it’s time to transition from renter to homeowner. Rent Keeps Increasing In some areas of the country, rents are rising. This […]
You have gone through the entire process of buying a home. From house hunting to making an offer to your final walkthrough, you have finally secured the keys to your new home. But, it’s important to remember that the work doesn’t stop as soon as you close on your new home. In fact, in many […]
If you are thinking of buying a home, you may be searching for ways you can best save for a down payment. It may seem difficult, between all your bills, student loans and other payments you have to make on a monthly basis. But, don’t worry! There are many things you can do that can […]
When it comes to downsizing your home, sometimes less means more. Many Americans are opting to cut out all of the clutter by downsizing their home. There are many benefits to downsizing, such as extra cash, less maintenance, less debt and reduced consumption. However, it’s important to also be aware of the disadvantages. Here is […]
It’s exciting for first-time home buyers to start the process buying a home. As you start to look at your options, you may wonder if you should buy or build your first home. Here are some pros and cons of building a home and buying a pre-existing home. Hopefully, this will give you some insight […]
You must be thrilled! You are in your final stages of buying a home, you’ve negotiated a great price, you had a home inspection and you are just about ready to move in. But, one crucial step still remains – ensuring that your new home is in good shape and in working order. We’ve compiled […]
Millennials are facing a major problem with student loan debt. In 2018, 69% of college students graduated with an average student loan debt of $29,800,which includes both private and federal debt. The amount of student loan debt has been steadily rising over the last decade. It is making it harder for first-time home buyers to […]
Make way for Millennials. They are taking over the home-buying market, surpassing GenX and Baby Boomers, and this trend is likely to continue in 2019. According to a Pew Research Center article from March 2018, “Millennials, whom we define as ages 20 to 35 in 2016, numbered 71 million, and Boomers (ages 52 to […]
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Ken Venick
Phone: 443-471-4310
kvenick@equitymortgagelending.com