Ahh, the good old credit score. It’s the center of many of our financial decisions, but do you really know how it works? Especially when it comes to a mortgage, having a good credit score can be a deciding factor in our ability to purchase a home. And it’s important to always work towards improving […]
Have credit-related question? We’re here to help. Here are the most common credit score FAQs. What is a credit score? A credit score is your credit history expressed as a number. The number will reflect the likelihood that you are a financially trustworthy person. Lenders use credit scores to determine who qualifies for a loan, […]
Credit History. Capacity. Capital. Collateral: These are the 4 C’s of credit. Lender’s use this when reviewing your mortgage application to determine whether you are a good candidate to lend a mortgage to. If you understand the “4 Cs” the further ahead you’ll be in getting the financing you need. Credit History Your credit history […]
If you want to start building your credit score, but have not started the process yet, you are probably curious about what your starting credit score will be. Here is an explanation into what that score is, how it’s calculated, how you can improve it, so you can build your credit score properly early on. […]
The Best Ways to Boost Your Credit Score Buying a home is a long process that starts months before you ever look for the first home listing online. A variety of factors, including your credit score, all factor into whether or not you are approved by a lender. If your credit score could use some […]
Credit Score 101 When you’re preparing to buy a new home or refinance your mortgage, there’s a good chance you are thinking closely about your credit score. This number plays a large role in a variety of aspects of your mortgage, including what financing options are available to you, the interest rates you’re offered and […]
All About Credit Scores There’s a lot that is calculated into your credit score. If it’s not where you’d like it to be, we can help you to understand what you need to do to get it there. The first, and most important, number to understand is your actual score, and where it falls on […]
April 2, 2016
April 4, 2016
April 4, 2016
April 4, 2016
June 23, 2016
June 19, 2017
June 20, 2017
June 21, 2017
June 21, 2017
July 24, 2017
Senior Mortgage Banker
Apex Home Loans, Inc. | NMLS #2884
d: (667) 888.4501 | c: (410) 598.9410
w: www.apexhomeloans.com/ken-venick | e: ken@kenvenick.com
Local. Experienced. Independent.
States Ken is licensed in to serve your needs:
DC, NJ, NC, FL
Ken Venick
Cell: (410) 598-9410
Business: (667) 888-4501
ken@kenvenick.com