Ahh, the good old credit score. It’s the center of many of our financial decisions, but do you really know how it works? Especially when it comes to a mortgage, having a good credit score can be a deciding factor in our ability to purchase a home. And it’s important to always work towards improving […]
Posts in category Credit Score
Credit Score FAQs
Have credit-related question? We’re here to help. Here are the most common credit score FAQs. What is a credit score? A credit score is your credit history expressed as a number. The number will reflect the likelihood that you are a financially trustworthy person. Lenders use credit scores to determine who qualifies for a loan, […]
What are the Four C’s of Credit...
Credit History. Capacity. Capital. Collateral: These are the 4 C’s of credit. Lender’s use this when reviewing your mortgage application to determine whether you are a good candidate to lend a mortgage to. If you understand the “4 Cs” the further ahead you’ll be in getting the financing you need. Credit History Your credit history […]
What Is My Starting Credit Score?
If you want to start building your credit score, but have not started the process yet, you are probably curious about what your starting credit score will be. Here is an explanation into what that score is, how it’s calculated, how you can improve it, so you can build your credit score properly early on. […]
6 Ways to Boost Your Credit Score Bef...
How Credit Scores Are Calculated
Credit Score 101 When you’re preparing to buy a new home or refinance your mortgage, there’s a good chance you are thinking closely about your credit score. This number plays a large role in a variety of aspects of your mortgage, including what financing options are available to you, the interest rates you’re offered and […]
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