For self-employed professionals, the application itself is the same as any other employed person. The same components are also considered, including credit score, debt, assets, and income. However, in a typical mortgage process, the lender will contact the employer to verify those components, and determine the likelihood that payments will be made. So if the […]
Financing the construction of a home requires a specific kind of mortgage versus buying a new or older home. That’s where construction mortgages come in! What are construction mortgages? A construction mortgage is a specific mortgage used to finance the construction of a brand new home. The good thing about these loans […]
Buying a home is one of the most expensive purchases you’ll make in your lifetime. And paying off that mortgage is a commitment you need to be financially prepared for. Mortgages are complicated, and most people don’t fully understand how it’s calculated and what it’s made up of. Monthly payments are made up […]
Having credit card debt can feel like the weight of the world is on your shoulders. But it doesn’t have to! While debt feels overwhelming, there are a few methods you can try to help consolidate it. What does it mean to consolidate debt? Consolidating debt is the process of combining multiple credit […]
Although the pandemic has affected nearly every industry, the real estate industry has seen a particularly dramatic shift when it comes to mortgage rates. With its widespread economic impact, COVID-19 has not only affected mortgage rates, but also heightened requirements for purchasing a home loan in some markets. In this article, we want […]
Deciding to pay off your mortgage early has been a controversial topic for some time. There are definitely risks — but for those who have managed to conquer some of their big financial goals and erase debt, paying off your mortgage ahead of time might make sense. There are a few ways you […]
Searching the residential market in Baltimore as a first-time homebuyer can be daunting whilst trying to find the perfect home that fits in your price range. A good tip to help you get started is to be familiar with the current market trends in the area you are wanting to move to. Know what the […]
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Senior Mortgage Banker
Apex Home Loans, Inc. | NMLS #2884
d: (667) 888.4501 | c: (410) 598.9410
w: www.apexhomeloans.com/ken-venick | e: ken@kenvenick.com
Local. Experienced. Independent.
States Ken is licensed in to serve your needs:
DC, NJ, NC, FL
Ken Venick
Cell: (410) 598-9410
Business: (667) 888-4501
ken@kenvenick.com