Purchasing a home requires a lot of communication between the seller, buyer, realtor, etc. And when it comes to negotiating on the home, the price is only a small piece of the puzzle. Educating yourself on various negotiation points in the buying price can not only provide you peace of mind, but produce the […]
Purchasing a vacation home is a big investment, and one that requires extensive research and preparation. Before purchasing your dream vacation home, make sure you take these factors into consideration. Have a budget, and know what you can afford. The cost of owning a vacation home is never the price of the home […]
When thinking about your next move, there are a lot of factors in play. A house is a big commitment, and so is a condo! Both have pros and cons, and the best option depends on what factors are most important to you. If you’re considering purchasing a house or condo, here are a few […]
There are a lot of check boxes to be marked off when moving, and finding the right neighborhood is a huge factor in the decision process. Knowing the quality of a neighborhood can prove especially difficult if you have little intel (maybe you’re moving across the country or to a different country and can’t visit). […]
In some cases, an appraisal waiver can save you time and money in the mortgage process. While they aren’t for everyone, it’s important to consider all of your options as this could be a good fit for your particular circumstance. What is an appraisal waiver? When you’re buying or refinancing a property, your lender will […]
Cash-out refinance is common practice in real estate, however most people don’t know what it entails. So, what is it, and how does it work? To start, it’s important to clarify what it means to refinance a home. In a nutshell, refinancing means getting a new mortgage to replace the original one. Homeowners typically do […]
Saving up for and selecting your perfect house is a long but rewarding process. The actual buying process is tough, and first time home buyers often don’t know what they’re in for. Buying a house is a multi-step financial and legal process. From buyers to sellers, there are securities and assurances that exist on both […]
Ahh, the good old credit score. It’s the center of many of our financial decisions, but do you really know how it works? Especially when it comes to a mortgage, having a good credit score can be a deciding factor in our ability to purchase a home. And it’s important to always work towards improving […]
Buying your first home is a big deal, with a lot of financial aspects to consider. Especially if you’re unfamiliar with loans and real estate jargon, the process can feel daunting and overwhelming. Getting a good loan is an important step in the process, as first-time buyers are often just getting on their feet financially. […]
When it comes to buying a home, closing costs are easily one of the biggest stressors in the process. Not to mention the variable fees and attorney costs, which could result in a higher price point than anticipated. Mortgage closing costs are unavoidable, however there are some areas that can be negotiated. If you’re looking […]
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Ken Venick
Phone: 443-471-4310
ken@kenvenick.com