Mortgage interest rates can change quickly, and this can impact the amount owed when you refinance your mortgage. A mortgage rate lock can be put in place to protect you from those fluctuations, and will also freeze your interest rate when closing on a refinance. In this article, we’ll take a deeper look at […]
Especially as a first-time homebuyer, the last thing you want to go wrong is problems on your closing date. But with a solid checklist in hand, you can avoid potential problems before they happen. Below, we’ll list out a few ways you can best prepare for your closing date. List out your […]
Spring is just around the corner, and many homeowners are starting to consider their next move. Although this is an exciting time, house hunting can be a meticulous, lengthy, and overwhelming task. To ensure you’re maximizing your time and energy, we’re going to discuss a few tips that will help you organize your hunt and […]
Financing the construction of a home requires a specific kind of mortgage versus buying a new or older home. That’s where construction mortgages come in! What are construction mortgages? A construction mortgage is a specific mortgage used to finance the construction of a brand new home. The good thing about these loans […]
For those who are in the process of looking for your first home, congrats! This is an exciting time, as this is one of the biggest (if not THE biggest) purchases you’ll make in your lifetime. If you’ve been asking your friends and family for advice, chances are they’ve had plenty to give you. It’s […]
Buying a home is one of the most expensive purchases you’ll make in your lifetime. And paying off that mortgage is a commitment you need to be financially prepared for. Mortgages are complicated, and most people don’t fully understand how it’s calculated and what it’s made up of. Monthly payments are made up […]
Reverse mortgages have been helpful for those looking to supplement their retirement incomes. However as the interest on reverse mortgages continues to increase, so have the scams. It’s left seniors vulnerable, sometimes losing thousands of dollars on their equity. Because reverse mortgages involve your largest asset (aka your home), your retirement could take a […]
As we continue to spend excess time indoors amidst the pandemic, homeowners everywhere are shifting their priorities. Home amenities that were bypassed before might suddenly seem more important, such as a larger office space or a home gym. As the pandemic shows no signs of slowing down, home buyers are rethinking which features will […]
Having credit card debt can feel like the weight of the world is on your shoulders. But it doesn’t have to! While debt feels overwhelming, there are a few methods you can try to help consolidate it. What does it mean to consolidate debt? Consolidating debt is the process of combining multiple credit […]
Looking to buy a home in 2021? There’s no better time than now to start saving! Buying your first home is arguably the biggest financial decision you’ll make in your life. It’s not something that happens overnight, and requires fine tuning of your personal budgeting habits to meet those financial goals. Below, we’ll […]
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Ken Venick
Phone: 443-471-4310
ken@kenvenick.com