Have you decided to purchase a house, but have no idea where to start?
The process of finding the right financing for such a significant purchase may seem stressful and intimidating, but with the help of an experienced Lutherville Mortgage lender, it doesn’t have to be!
In choosing to work directly with a mortgage lender, you are choosing to make the process as simple as possible for yourself and your family to obtain the financing you need to purchase your new home.
A qualified lender can help you from the very beginning of the process by helping you get pre-approved for your mortgage. As soon as you have made the decision to purchase a home, your lender can walk you through the application process and have you pre-approved right away. By getting pre-approved so early in the process, you have the ability to confidently shop for the perfect home, knowing exactly what you can afford and what your loan payments would be.
The process of applying for a pre-approval can also alert you to any issues with your credit that will need to be resolved before you submit the application for your mortgage. If you don’t get pre-approved for your mortgage because of these issues, your lender should be able to show you what you will need to do to get back on track for a pre-approval.
Whether you need help boosting your credit score or you’re an atypical buyer, an experienced mortgage lender will be able to tailor their mortgage products and services to fit your needs. If you plan to purchase a home in the future, it’s a good idea to start building a bond with your lender now, especially if you are self-employed or have some other special circumstance that will require more attention and paperwork than most of their other clients.
Of course, a trustworthy lender, which is one of the most important qualities to look for, will be there to help you through any type of situation.
If you are looking to purchase a home and you are anxious to get started with the mortgage process, give me a call today! I will work with you to get you pre-approved and house shopping as fast as I can!