Ken Venick
NMLS 138175
Equity Mortgage
NMLS# 128519
66 Painters Mill Road Suite 202
Owings Mills, MD 21117
Phone: 443-471-4310
Request Your FREE Consultation Today!
Is Your Credit Score Where You Need it to be?
April 2, 2016
There’s a lot that is calculated into your credit score. If it’s not where you’d like it to be, we can help you to understand what you need to do to get it there. The first, and most important, number to understand is your actual score, and where it falls on the scale from “poor” […]
When to Refinance your Mortgage
April 4, 2016
There are many reasons why someone would refinance a mortgage. Some of those reasons could be: to replace an adjustable rate mortgage with a fixed rate, to settle a divorce or to eliminate FHA mortgage insurance. Some people choose to refinance because they could save thousands with a new interest rate altogether. Others do so […]
Adjustable vs. Fixed-Rate Mortgage
April 4, 2016
There are two types of mortgage interest rates, and your monthly payment can change drastically depending on which you choose. A fixed-rate mortgage is just that – a rate that doesn’t change. The most common terms for fixed-rate borrowers are 30 years and 15 years, but 10 and 20 year plans are also common. The […]
203k Loans & Renovating Without Equity
April 4, 2016
A 203k loan is a renovation loan for your home. If you want to buy a fixer upper, or you just want to remodel your current home, this is the type of loan that will help you to afford it. You can buy a home or refinance your current mortgage with this loan and it […]
Hear Ken on AHA Business Radio
June 23, 2016
Click the “play” button below to catch Ken Venick’s interview on AHA Business Radio! Ken shares his insights about the importance of maintaining your credit levels, about mortgage interest rates and about qualifying for a mortgage. If you have any questions, or any trouble understanding mortgage finance, listen here for Ken to clear things up:
Owings Mills Mortgage Rates - Owings Mills Market Update
June 19, 2017
How are Owings Mills mortgage rates affected by the national and local real estate market? How does the local real estate market effect my financing options as a buyer? As an Owings Mills mortgage lender, I pride myself on helping my clients discover the answers to these and numerous other questions. I believe that accurate, […]
Weekly Review - Week of June 19th
June 20, 2017
The stock market ended the week in “mixed” fashion with the NASDAQ Composite Index underperforming as investors locked in some profits in high-flying large-cap technology stocks. Selling was particularly noticeable in the so-called FAANG stocks – Facebook, Amazon, Apple, Netflix, and Google (Alphabet) that represent $2.36 trillion in market capitalization. Meanwhile, the Dow Jones Industrial […]
The FHA 203(k) Rehabilitation Mortgage
June 21, 2017
The FHA 203(k) Rehabilitation Mortgage is an easy to use mortgage program specifically designed for those who wish to make improvements on an owner-occupied home they own or would like to buy. Rather than having to obtain a separate loan to finance the cost of repairs (or walking away from a home they love […]
Your Guide To Renovation Loans
June 21, 2017
YOUR GUIDE TO RENOVATION LOANS Renovation Loans are used to purchase or refinance a home in need of repairs. The cost of the repairs is bundled into the mortgage, making it simpler and easier to pay for needed home rehabilitation. WHAT TYPES OF HOMES MAY BENEFIT FROM RENOVATION LOANS? Distressed Properties Those that […]
Owings Mills Mortgage – Top Reasons to Buy a Home
July 24, 2017
As an experienced Owings Mills mortgage lender, I am proud to have helped countless individuals and families accomplish their dreams of affordable homeownership. Throughout my experience, I have come across clients with a number of different reasons for finally making the decision to purchase their own home. If you are currently renting, and you are […]
Ken Venick
Phone: 443-471-4310
kvenick@equitymortgagelending.com